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Pass Then Pay

Pass Then Pay is TF8 Funded’s "pay-after-you-pass" model, made to reduce the upfront cost for traders while offering access to funded accounts.

Instead of paying the full fee upfront, traders only pay a small entry fee and complete the evaluation. The full fee is only paid once both steps are successfully passed.


Overview

TF8 Pass Then Pay offers A simplified one-phase model for faster evaluation and fewer requirements.



Pass Then Pay Challenge Structure

Stage

Trading Period

Minimum Trading Days

Profit Target

Profit On Evaluation

Max Daily Loss

Max Overall Loss

Consistency Rule

News Trading

Step 1

Unlimited

No Minimum

3%

15%

N/A

7%

N/A

Allowed

Funded

Unlimited

No Minimum

_

3%

7%

15%

Allowed


Pricing – Pass Then Pay

Account Size

Phase 1

Funded Fee

$5K

$5

$78

$10K

$5

$138

$25K

$5

$278

$50K

$5

$418

$100K

$5

$788

$200K

$5

$1,478

$300K

$5

$2,278


Add-Ons (Optional at Checkout)

Add-On

Description

Cost

On Demand Payout

Allows withdrawals on demand

+25%

weekly Payout

Request payouts every week

20% of the cost when unlocking funded

100% Profit Split

Upgrade from 90% to full payout

25% of the cost when unlocking funded

All add-ons must be selected at checkout and cannot be added later.


Account Breaches & Risk Management

A hard breach occurs if you exceed the Maximum Daily Loss or Maximum Overall Loss. This results in immediate account closure during both evaluation and funded stages.

Reset options are available for 72 hours after a breach.

Max Overall Loss – Static

The Pass Then Pay model uses a 7% Trailing Maximum Drawdown during both the evaluation and funded phases.

The maximum drawdown follows your highest account balance until it reaches your initial account balance, where it permanently locks.

Example

Let's say you purchase a $100,000 account.

  • Starting Balance: $100,000

  • Maximum Drawdown: 7%

  • Initial Drawdown Threshold: $93,000

If your account equity falls to $93,000, your account is breached.

Once your account reaches $107,000, the trailing drawdown reaches your initial balance of $100,000 and permanently locks.

From this point forward, the maximum drawdown will never increase, regardless of how much additional profit you make.

For example:

  • Account grows to $115,000 → Drawdown remains $100,000

  • Account grows to $130,000 → Drawdown remains $100,000

After a Payout

Once the trailing drawdown has locked at your initial balance, requesting a payout does not lower the drawdown threshold.

For example:

  • Highest balance reached: $115,000

  • Drawdown locked at: $100,000

  • You withdraw $6,000

  • New account balance: $109,000

Your maximum drawdown threshold remains $100,000, giving you a $9,000 buffer before reaching the breach level.

Key Points

  • The maximum drawdown is 7%.

  • It trails your highest account balance until it reaches your initial account balance.

  • Once it reaches the initial balance, it locks permanently.

  • Payouts do not reduce the locked drawdown level.

  • If your account equity falls to the maximum drawdown threshold at any time, the account will be breached.

Max Daily Loss

The Pass Then Pay model has a 3% Daily Drawdown during the funded phase.

The daily drawdown is calculated based on your starting balance (or equity) at the beginning of each trading day. If your account equity falls by more than 3% during that day, your account will be breached.

Example

Let's say you have a $100,000 funded account.

  • Daily Drawdown Limit: 3%

  • Maximum Daily Loss: $3,000

At the start of the trading day, your account balance is $100,000.

Your account equity must not fall below $97,000 at any point during that trading day.

Scenario 1 – Account Breached

  • Start of Day Balance: $100,000

  • Account increases to $101,500

  • Later falls to $96,900

Although you were in profit earlier, your equity has now fallen below $97,000, exceeding the 3% daily drawdown limit.

Result: Your account is breached.

Scenario 2 – Account Remains Active

  • Start of Day Balance: $100,000

  • Lowest equity during the day: $97,300

  • End of Day Balance: $99,800

Since your equity never fell below $97,000, your account remains active.

New Trading Day

If you finish the day with a balance of $102,000, your daily drawdown is recalculated.

  • New Starting Balance: $102,000

  • New Daily Drawdown Limit (3%): $3,060

  • New Daily Loss Threshold: $98,940

Each new trading day resets the daily drawdown based on your account balance at the start of that day.


Rewards & Profit Split

  • Profit splits are 90% by default. Traders can upgrade to 100% at checkout.

  • Payout schedules depend on selected add-ons: on demand, weekly.


Payout Rules

  1. Minimum Payout Amount is $100

  2. You cannot have a single trading day account for more than 15% of your total profits during a payout cycle. If your best day exceeds this:

  • You won’t be breached

  • But you can’t request a payout until your profits are more evenly distributed


Please note: Pass Then Pay accounts are limited to one active account at a time per customer.

You may not have more than one active Pass Then Pay account simultaneously.
However, once an account is completed, failed, or closed, you may purchase a new one.

You can hold multiple Pass Then Pay accounts in total — including funded accounts — up to the maximum allocation limit of $400,000.

Frequently Asked Questions

When do I pay the full fee?
Only after you successfully pass both evaluation phases.


Can I reset my account at any time?
No. Resets are only available after a breach and must be purchased within 72 hours.


Are Expert Advisors (EAs) allowed?
Yes, they are allowed across all stages.


Are add-ons automatically charged?
No, add-ons are not automatically included or charged with your account. You will only be billed for the base account fee.
If you wish to apply or purchase add-ons, please contact our support team for assistance.

Start for Just $5. Only Pay If You Pass.

With TF8 Pass Then Pay, you prove your edge before committing.
No time limits. 100% profit split. No pressure.

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